FICO score up almost 100pts in less than 2 months!

kr3st00 · ‎07-11-2014

Ever since I started reading this forum a few months ago it got me excited about my credit.

It made me go on an app spree and was approved on all of them!

I learned about backdating my AMEX, to paying down CC's before balances report, etc.

May 25th myFICO

EQ: 626

July 11th myFICO

EQ: 723

97pt increase! I'm so excited! My goal is to be in the 780 range before the end of the year! I'm not sure how obtainable that is, but I'm trying my hardest! Just thought I would share.

GFer · ‎07-11-2014

Nice work! Feels great, huh? Keep at it, you'll get there!

EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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EW800 · ‎07-11-2014

Congratulations!! Great accomplishment!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎07-11-2014

Congrats!

kr3st00 · ‎07-11-2014

Thanks guys!

I'm super excited! I want to pull my other scores as well, but I'm going to wait.

AllNatural · ‎07-12-2014

When you pay your credit cards, do ou pay before your cycle date or use date? When does cc report to cb?

529
Current Score: 603b>
Goal Score: 700

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