@juggalo9er wrote:why do i have such a huge difference bewteen these two fico models, around 60 points. i am speaking about the credit card enhanced models of course
Where are you getting the Bankcard enhanced scores? FBNO is the only purveyor of such (EX '08 BC) that I'm aware of and I don't see that in your siggy?
Did you mean the classic version? If so, actually in either case, post your credit report information, but the usual suspect for a major disparity is a lack of either revolving or installment tradelines.
@Revelate wrote:
@juggalo9er wrote:why do i have such a huge difference bewteen these two fico models, around 60 points. i am speaking about the credit card enhanced models of course
Where are you getting the Bankcard enhanced scores? FBNO is the only purveyor of such (EX '08 BC) that I'm aware of and I don't see that in your siggy?
Did you mean the classic version? If so, actually in either case, post your credit report information, but the usual suspect for a major disparity is a lack of either revolving or installment tradelines.
Or a collection under a hundred bucks, right?
@-NewGuy- wrote:
@Revelate wrote:
@juggalo9er wrote:why do i have such a huge difference bewteen these two fico models, around 60 points. i am speaking about the credit card enhanced models of course
Where are you getting the Bankcard enhanced scores? FBNO is the only purveyor of such (EX '08 BC) that I'm aware of and I don't see that in your siggy?
Did you mean the classic version? If so, actually in either case, post your credit report information, but the usual suspect for a major disparity is a lack of either revolving or installment tradelines.
Or a collection under a hundred bucks, right?
Ugh, reading is fundamental for me.
I should've said: when we've seen substantial drops for FICO 8 vs. FICO '04, that was the usual culprit. FICO 8 going up compared to '04 has a number of possibilities like you suggest.