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I just signed up on the site here for true FICO scores and they are alot higher than I thought they would be, I just want to make sure it's real! (I hope so)
If they are accurate,
I'm officially in the 700s across all 3 boards!
...congratulations
...the scores you see on myFico are true and as accurate as the info myFico receives from the CRAs ...not all CRAs report the same data to myFico or update at the same time ...nor will future item updates generate new CRA reports
...do understand that the scores you see on myFico are the FICO 08 score model used by most CC issuers, not the older model FICO 04 scores still used by most mortgage lenders ...you will most likely never see your FICO 04 scores unless you apply for a mortgage ...hth
Ok makes sense! Thank you! (Now I can celebrate!)