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bshockley1981
New Contributor

FICO scores

I am going to my scores on the site and had a question. If I buy the 39.95 plan, it says it update monthly. Does it update only 1 time in a month or like CK and update when new payments or inquiries hit?  Possibly multiple times in that month. 

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SouthJamaica
Mega Contributor

Re: FICO scores


@bshockley1981 wrote:

I am going to my scores on the site and had a question. If I buy the 39.95 plan, it says it update monthly. Does it update only 1 time in a month or like CK and update when new payments or inquiries hit?  Possibly multiple times in that month. 


Once a month, at any time of the month, you can pull a complete updated report. That is the only update of the report that is included.

 

In between you get occasional alerts for certain alertable events. If there's a change in your FICO 8 store based on data from the bureau with the alertable event, they will tack on your updated FICO 8 score. So you may get occasional updates of your FICO 8 score at one bureau or another. These are usually time delayed about 2 days on average.

 

CK updates the reports weekly. My FICO doesn't. It only updates the report when you pull it. And you only get 1 pull per month included.

 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




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