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FICO vs. FAKO

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lundungurl
New Contributor

FICO vs. FAKO

Hello all,

I have my credit report and "plus score" which I got from freecredit report dot com. Are these FAKO scores? I think they must be because they included the report and score from EX which I'm hearing is not available to the consumer anymore. So, the reports and scores from myfico are the true scores? If so, I'll have to get my EQ and TU scores from here. Thanks for clarification on this. 

Starting FICO's (9/26/2011) EX 586, EQ 575, TU 584
Goal: 650 across the board
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pizzadude
Credit Mentor

Re: FICO vs. FAKO


@lundungurl wrote:

Hello all,

I have my credit report and "plus score" which I got from freecredit report dot com. Are these FAKO scores? I think they must be because they included the report and score from EX which I'm hearing is not available to the consumer anymore. So, the reports and scores from myfico are the true scores? If so, I'll have to get my EQ and TU scores from here. Thanks for clarification on this. 


That is correct, freecreditreport.com sells FAKO scores.   Any time that you buy a score and it doesn't explictly say FICO, you can assume that it is a FAKO score.

 

MyFICO sells TU and EQ FICO scores.   You can also buy your FICO score directly from Equifax I believe, but they also sell FAKO scores too, so you have to be careful what you are buying.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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