FICO9 point increase, finally

[FirstAscent]

I've been tracking my FICO8 scores mostly since that's still what most lenders use and recently I've been researching auto loans and not paying attention to anything FICO9 since that's always been lower, but this month compared to the last few months, my FICO9 jumped 40-70 points!

Not a lot has changed on any of my reports except for one thing, there was one unpaid collection from about 4 years ago, I decided to pay it and I now have zero unpaid collections, but still a few paid collections. 

So I'm still pretty excited =)

FICO9

EQ 691, TU 690, EX 695

[Anonymous]

Yep, FICO 9 ignores all paid collections, so from that model's perspective, you have no collections of any kind.

[Anonymous]

This score gain on FICO 9 does give the OP somewhat of an idea of what he may expect regarding his FICO 8 scores if there were no collections present.

[surferchris]

Congrats to you!