FIRST OF MONTH, NEXT MONTH OR ACTUAL DATE

[rom828]

I know I've seen other posts on this (think htsu had one..or more...on this) but naturally now that I've been trying to find one, I can't!! 

I'm wondering about when the 'aging' of an account or inquiry takes place, ie:  actual date, first of month, next month, etc.   If I remember from other posts, it can vary by CRA.

For instance, an inquiry or account shown as 3-19-09 would age 3-1   or 3-19  or 4-1??  (I realize inqs  stay on report  for 2 yrs regardless).

I've got some coming up so just want to know when to be looking for possible improvement!!

[llecs]

In my experience nad I may have to confirm, EQ FICO stopped calculating the inquiry on the actual 1 yr anniversary date. TU stopped on the first of that month.

[rom828]

Thanks for the prompt response,  llecs!   

I assume they do the same for accounts (?).

In light  of your helpful info, I hope I see a little increase when my Feb 19th inq celebrates its birthday,  and then again when 2 other accounts have their March birthdays.

I wanna be a FICO high achiever one day!!