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FNBO Credit Cards Site - FICO Scores as of February 13, 2014

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Anonymous
Not applicable

FNBO Credit Cards Site - FICO Scores as of February 13, 2014

Logged into the regular FNBO Credit Card site and found they added the FICO Scores. My pulled score was 020814 of 811. Interesting.

Message 1 of 7
6 REPLIES 6
gdale6
Moderator Emeritus

Re: FNBO Credit Cards Site - FICO Scores as of February 13, 2014

802 (+8)

Message 2 of 7
Creditaddict
Legendary Contributor

Re: FNBO Credit Cards Site - FICO Scores as of February 13, 2014

696 (+6)

comenity says I was 654 for the EX they used for True Value Discover around 2nd though.

Message 3 of 7
gdale6
Moderator Emeritus

Re: FNBO Credit Cards Site - FICO Scores as of February 13, 2014


@Creditaddict wrote:

696 (+6)

comenity says I was 654 for the EX they used for True Value Discover around 2nd though.


FNBO uses FICO 8 Bankcard enhanced version, Comenity I believe uses a classic FICO 8 version as the score only goes to 850 not 900 like a bankcard enhanced version does.

Message 4 of 7
Anonymous
Not applicable

Re: FNBO Credit Cards Site - FICO Scores as of February 13, 2014

gdale6 - what is the enhanced version all about?
Message 5 of 7
pizzadude
Credit Mentor

Re: FNBO Credit Cards Site - FICO Scores as of February 13, 2014

 

Moving to Understanding FICO Scoring

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 7
AndySoCal
Senior Contributor

Re: FNBO Credit Cards Site - FICO Scores as of February 13, 2014

The enchanced usually means it is an industry specific version as compared to a non industry specific version.

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 7 of 7
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