Fico 8 updates

[ItsPaulS]

I signed up for MyFICO Advanced plan in 11/15/24 to see the improvements on my TU Fico 8 score on a daily basis. 

Since signing up, there have been no updates to my scores. It still shows the score from 11/15/24

I already use Credit Karma and Experian which gives daily Fico 8 and tradeline updates to verify when a traneline is updated. 

When does MYFico update the scores? 

[Snook_on_the_Line]

Whenever there is a change to your report that  results in an alert it will trigger an update of your score

[ItsPaulS]

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@Snook_on_the_Line wrote:

Whenever there is a change to your report that  results in an alert it will trigger an update of your score

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Yes I've noticed that. It just takes a few extra days 

[DebbsSeattle]

I have been subscribed to the 3B premium plan for 5 weeks and am in active score improvement behaviors. I have paid down $10k over 6 weeks and am finally below 50% utilization. My scores have only popped 3/3/4 times in that time period. There has seemed to trend a 2 day lag from EQ and EX. I cannot say what lag is on TU. Rarely are my scores matching what individual creditor sites show and of course no tie between credit karma since those are v3 scores. Each bureau, each service, each card and each scoring model run on their own schedule...to the dismay of those of us eager to see the rewards of our efforts. 

[ItsPaulS]

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@DebbsSeattle wrote:

I have been subscribed to the 3B premium plan for 5 weeks and am in active score improvement behaviors. I have paid down $10k over 6 weeks and am finally below 50% utilization. My scores have only popped 3/3/4 times in that time period. There has seemed to trend a 2 day lag from EQ and EX. I cannot say what lag is on TU. Rarely are my scores matching what individual creditor sites show and of course no tie between credit karma since those are v3 scores. Each bureau, each service, each card and each scoring model run on their own schedule...to the dismay of those of us eager to see the rewards of our efforts. 

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I'm on the same boat as you. 

It doesn't update as often as Experians website for the Experian score which usually takes 2 days after a trade line update. 

Overall it's not worth the fee. Between Experians free service and Credit Karma, you get faster data