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Fico Score Help Please - Very detailed :)

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Anonymous
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Re: Fico Score Help Please - Very detailed :)

Thank you so much! I'm going to payoff Walmart tonight and then tackle the rest of them within the next 2 months. 

Message 11 of 14
Anonymous
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Re: Fico Score Help Please - Very detailed :)

Yes I can. I'm going to pay off Walmart tonight along with Discover and Amazon. I won't see any increase until next month once the new statement cuts right? My april statements for all of my cards have already been sent out. 

Message 12 of 14
CreditBob
Established Contributor

Re: Fico Score Help Please - Very detailed :)

That is correct when the statement closes for the month. Keep in mind that the closing date for each account are most likely different. You can find out the exact information on your statement for each trade line.

Message 13 of 14
Anonymous
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Re: Fico Score Help Please - Very detailed :)


@AnonymousYes I can. I'm going to pay off Walmart tonight along with Discover and Amazon. I won't see any increase until next month once the new statement cuts right? My april statements for all of my cards have already been sent out. 

 

You can always request an "off cycle reporting" if you'd like your lenders to re-report your new [lower] balances.  They don't have to do this, but many will.  Discover will for sure, as they have done so for me.  It's usually almost immediate, either same day or next day.  I'm not sure if Synchrony will or not, but it can't hurt to ask.  This way you'll see the positive results of paying down your balances a little quicker, not that waiting 3-4 weeks is the end of the world.

Message 14 of 14
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