cancel
Showing results for 
Search instead for 
Did you mean: 

Fico Scorewatch ???

tag
Anonymous
Not applicable

Fico Scorewatch ???

I was just wondering how accurate the optimizer usually is ??

 

Is it pretty accurate???

Message 1 of 4
3 REPLIES 3
Student_Loans_Kill
Frequent Contributor

Re: Fico Scorewatch ???

Score watch is not working, 


Starting Score: 656
Current Score: 678 TU 08, 665 EQ MyFico, 698 EX PSECU
Goal Score: 7OO needed for Mortgage application


Take the FICO Fitness Challenge
Message 2 of 4
kjm79
Valued Contributor

Re: Fico Scorewatch ???

From my own personal experience, from the range the simulator provides, scores following certain actions fall into the lower range.  So for example, if it says doing X will put your score in the 690 - 720 range, it's usually closer to the lower end of the range.  To many daily variables for it to be spot on. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 3 of 4
Anonymous
Not applicable

Re: Fico Scorewatch ???


@kjm79 wrote:

From my own personal experience, from the range the simulator provides, scores following certain actions fall into the lower range.  So for example, if it says doing X will put your score in the 690 - 720 range, it's usually closer to the lower end of the range.  To many daily variables for it to be spot on. 


Yeah..they kind of get your hopes up with that larger number.....my EQ estimates a change from 701 to 751....
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.