Fico recalibration scoring

[SouthJamaica]

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@RobynJ wrote:

Please read this as it will not only answer this specific question but many others as well. 

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/60...

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Although it attempts to give the impression of authoritativeness, it is not authoritative. Much of it is pure guesswork, and fails to clearly acknowledge that.

[Suzette2]

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@SouthJamaica wrote:

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@RobynJ wrote:

Please read this as it will not only answer this specific question but many others as well. 

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/60...

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Although it attempts to give the impression of authoritativeness, it is not authoritative. Much of it is pure guesswork, and fails to clearly acknowledge that.

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I got that idea as well.  I also subscribe to the notion that it is best to seek information and opinion from myriad sources.  Hence, the post here. As always, thx for the input

[RobynJ]

While there is no way to prove the accuracy of the primer it does however give a good outline of how scoring works. Is it accurate I have no clue but is it a good guide to understand the basics I would have to say yes.