Transunion has deleted unverifiable information and accounts from my credit report and Fico has not. I just paid $19.99 for a report and score today from myfico to discover that my report (Transunion) from myfico still contains information that have been deleted months back. To make doubly sure, I contacted Transunion to verify that the accounts have been deleted and they replied that they have (an updated report will be sent within 5-7 business days). Can anyone offer an explanation? Am I missing something?
Starting Score: 435
It appears that it was not deleted if your current report from this site shows it. If could have also been put back on. I know cra will delete info that doesn't come back as verified, but that doesn't stop whomever from updating it at a later time.
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050