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Finally made 850 on all credit bureaus! Granted this is only in FICO Source 8, none of the other scores are perfect - expect for Equifax Source 9.
This is after declaring BK in 2003 and around 2010 I started tracking my score and visiting the forms. While I have not posted a lot, I have read a LOT!! Thank you to all that post invaluable information!
BTW, I don't know who else to brag too, without sounding like a total ass. I hope you guys get that I wanted to brag a bit and not think ill of me ;-)
EDIT: Was asked about my Credit
1st up, I did get lucky with one of my CC, Amex. After BK they let me back in around 9 years. They also backdated my membership and credit date to when I first got my card before BK (1996). That change gave me a double digit increase. Only when BK drop did I ever have a bigger jump.
I have 17 open accounts.
11 Credit Cards
4 Retail Cards
1 Home Loan
1 Lease
I have 149,000 worth of credit with all my 15 cards. My highest is 20k with Capital One and Chase
I hardly ever have more than 1 card carry a balance.
I hardly ever have any one card over 8%
I generally stay ~5% of total usage
Never been late since BK
Card: Amex, Capital One, Citi, Chase, Barclay, Discover, Target, Kohl’s, various Synchrony.
Congrats Tricky! It's a huge accomplishment to be proud of! Bring on the champagne
Congratulations.
You've obviously worked hard to get to 850 on all three bureaus and you deserve to brag.
how are you guys making your sigs, you have a tool that mines that data or are you doing it manually?
@Tricky3 wrote:how are you guys making your sigs, you have a tool that mines that data or are you doing it manually?
@Tricky3 wrote:
BTW, I don't know who else to brag too, without sounding like a total ass. I hope you guys get that I wanted to brag a bit and not think ill of me ;-)
Only we understand and appreciate the GOAL!
YOU WON!!!!!!!!!! CONGRATS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
....now what are ya gonna do with your time?
So incredible! Congrats! No worries on sounding like an ass, too. I'd be Pimp strutting down the street with my phone in hand, showing people my Fico scores as they walked by
@Anonymous wrote:So incredible! Congrats! No worries on sounding like an ass, too. I'd be Pimp strutting down the street with my phone in hand, showing people my Fico scores as they walked by
Go head tell the whole world, that is a MASSIVE acomphishment, you go with that 850-850-850 (im sooooo jealous)
Big congrats!