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Finally Made 850 on Score on All Three!

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Tricky3
Valued Member

Finally Made 850 on Score on All Three!

Finally made 850 on all credit bureaus!  Granted this is only in FICO Source 8, none of the other scores are perfect - expect for Equifax Source 9.

 

This is after declaring BK in 2003 and around 2010 I started tracking my score and visiting the forms.  While I have not posted a lot, I have read a LOT!!  Thank you to all that post invaluable information!

 

BTW, I don't know who else to brag too, without sounding like a total ass.  I hope you guys get that I wanted to brag a bit and not think ill of me ;-)

 

EDIT: Was asked about my Credit

1st up, I did get lucky with one of my CC, Amex.  After BK they let me back in around 9 years.  They also backdated my membership and credit date to when I first got my card before BK (1996).  That change gave me a double digit increase.  Only when BK drop did I ever have a bigger jump.

 

I have 17 open accounts.

11 Credit Cards

4 Retail Cards

1 Home Loan

1 Lease

 

I have 149,000 worth of credit with all my 15 cards.  My highest is 20k with Capital One and Chase

I hardly ever have more than 1 card carry a balance.

I hardly ever have any one card over 8%

I generally stay ~5% of total usage

Never been late since BK

 

Card: Amex, Capital One, Citi, Chase, Barclay, Discover, Target, Kohl’s, various Synchrony.

 

IMG_2240.jpg

 

Message 1 of 32
31 REPLIES 31
grower1
Frequent Contributor

Re: Finally Made 850 on Score on All Three!

Congrats Tricky! It's a huge accomplishment to be proud of! Bring on the champagne Smiley Wink Smiley Very Happy




Message 2 of 32
Anonymous
Not applicable

Re: Finally Made 850 on Score on All Three!

Congratulations.

 

You've obviously worked hard to get to 850 on all three bureaus and you deserve to brag.

Message 3 of 32
Tricky3
Valued Member

Re: Finally Made 850 on Score on All Three!

how are you guys making your sigs, you have a tool that mines that data or are you doing it manually? 

Message 4 of 32
Anonymous
Not applicable

Re: Finally Made 850 on Score on All Three!


@Tricky3 wrote:

how are you guys making your sigs, you have a tool that mines that data or are you doing it manually? 


https://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/t...

Message 5 of 32
GApeachy
Super Contributor

Re: Finally Made 850 on Score on All Three!


@Tricky3 wrote:

 

BTW, I don't know who else to brag too, without sounding like a total ass.  I hope you guys get that I wanted to brag a bit and not think ill of me ;-)

 


Only we understand and appreciate the GOAL!Image result for the real world doesn't understand meme

YOU WON!!!!!!!!!! CONGRATS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

....now what are ya gonna do with your time?

My Take Home Pay Don't Take Me Home
Message 6 of 32
Anonymous
Not applicable

Re: Finally Made 850 on Score on All Three!

So incredible!  Congrats!  No worries on sounding like an ass, too.  I'd be Pimp strutting down the street with my phone in hand, showing people my Fico scores as they walked by Smiley LOL

Message 7 of 32
grower1
Frequent Contributor

Re: Finally Made 850 on Score on All Three!


@Anonymous wrote:

So incredible!  Congrats!  No worries on sounding like an ass, too.  I'd be Pimp strutting down the street with my phone in hand, showing people my Fico scores as they walked by Smiley LOL


Smiley Very Happy Smiley Very Happy Smiley Very Happy




Message 8 of 32
chhull00
Frequent Contributor

Re: Finally Made 850 on Score on All Three!

Go head tell the whole world, that is a MASSIVE acomphishment, you go with that 850-850-850 (im sooooo jealous)Smiley LOLHeartkudos.gif

;






Message 9 of 32
kilroy8
Super Contributor

Re: Finally Made 850 on Score on All Three!

Big congrats!

Message 10 of 32
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