Re: Finally!!!!

jropeter · ‎10-05-2014

My last baddie, a paid collection, finally fell off my credit report today for Experian, and my FICO score for experian shot up to 786!! Woot Woot! I finally have all 3 FICO scores over 780! Now, my next goal is to get all 3 above 800 and I'll be one happy camper. And to think....in 2009 I had an average FICO score of 525. Hard work pays off ladies and gentleman!!

AmEx BCE 12k | Sams Club 10k | Chase Sapphire Preferred 10k| Discover IT $9.2k I Citi Diamond Preferred 5.3k I Barclays Apple Financing 4.5k | Barclays Arrival 4k | Chase Freedon $3k I Amazon Storecard $2.5k | Paypal $1.6k | src="http://ficoforums.myfico.com/html/assets/challenge.png" width="50" border="0" align="left">Starting Score: 520's
Current Score: FICO EX: 778(10/2014) FICO EQ: 785 (FICO 10/2014) FICO TU: 789 (Discover Monthly FICO)
Goal Score: 800

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Cheshiregrl · ‎10-05-2014

Congrats!!

Starting Score:MyFico EQ 651 6/14
MyFico TU 676 7/14
MyFico EX 670 8/14
Current 3-bureau score watch 3/15:EQ 736 EX 687 TU 783

EW800 · ‎10-05-2014

Congratulations! Your scores are GREAT as compared to your starting scores. Way to go!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

CreditPlay · ‎10-05-2014

Thats great. Congrats!!

PenFed Platinum Rewards Visa Signature $10000

FICO08 12/2014

EQ 777

TU 799

EX 767

lhcole77 · ‎10-05-2014

Sweet! Congrats. Now update that siggy

Anomalous · ‎10-06-2014

Congratulations!! Hope to get where you are soon. Thanks for sharing!

Keep both your credit and your body in top shape!

Imhotrodcrazy · ‎10-06-2014

Congrats, you will be in the 800 club soon.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15

Finally!!!!

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