I have a strategic plan I'm trying to stick to.
My Fico 8 Experian is 787, Equifax Fico9 is 790, and I'm reaching for the gold. 800 is really close. I typically carry no balances and pay off any charge within days. But under the recommendation of a few experienced members, I started the AZEO plan. a $9.00 balance reported earlier this month. In addition to that, I was able to get a $2,000 limit increase on a credit card (soft pull). I was also just approved for a platinum credit card from a local CU with a $12,000 limit. 11.99 variable interest, based on the market etc... Neither changes are showing up on my reports yet. But I'm hoping when these changes show up, I'll be in the 800 club. I only have 3 inquiries on each bureau and I'm really trying to stay put until these fall off. Is there anything else I should add to this plan?
