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First Time Ever in the 800 Club Update

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citymunky
Established Contributor

Re: First time in the 800 Club ever on Equifax

I have a similar file, I'm just wanting for my CO to fall out Dec2025/Jan2026. The only reason my EX score is lower is because my 14 year  mortgage (still open) is not being reported to EX.

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 11 of 18
indiolatino61
Valued Contributor

Re: First Time Ever in the 800 Club Update

Nicely done! Congratulations on your successful credit journey.

Message 12 of 18
Creditwiser
Valued Contributor

Re: First Time Ever in the 800 Club Update

Congratulations on your milestone !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
Message 13 of 18
JSUB
Contributor

Re: First Time Ever in the 800 Club Update

That's amazing progress. Congratulations. I'm hoping for a similar happy ending when my six 90 and 120 day lates fall off in November of 2026. My FICO8 scores hover between 735 and 740. Can't wait.

Message 14 of 18
Antredd
New Contributor

Re: First Time Ever in the 800 Club Update

I have learned that patience is a virtue when working on your credit. You will get to the mountain top.

 

All 3 of my FICO 9 scores are now over 800. Never expected to have scores over 800.Never expected to have scores over 800.

 

Message 15 of 18
Thomas_Thumb
Senior Contributor

Re: First Time Ever in the 800 Club Update

Not sure why but, every time I read this headline I think of a Roberta Flack song. Sorry - I'm having a moment.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 16 of 18
JSUB
Contributor

Re: First Time Ever in the 800 Club Update


@Thomas_Thumb wrote:

Not sure why but, every time I read this headline I think of a Roberta Flack song. Sorry - I'm having a moment.


The first time ever I saw 800.

Message 17 of 18
Pink_Finances
Member

Re: First Time Ever in the 800 Club Update

So there is hope for me. I got a 1 time 30 day late coming off in August. Congrats!

Message 18 of 18
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