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I have a similar file, I'm just wanting for my CO to fall out Dec2025/Jan2026. The only reason my EX score is lower is because my 14 year mortgage (still open) is not being reported to EX.
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Nicely done! Congratulations on your successful credit journey.
Congratulations on your milestone !
That's amazing progress. Congratulations. I'm hoping for a similar happy ending when my six 90 and 120 day lates fall off in November of 2026. My FICO8 scores hover between 735 and 740. Can't wait.
I have learned that patience is a virtue when working on your credit. You will get to the mountain top.
All 3 of my FICO 9 scores are now over 800. Never expected to have scores over 800.















Not sure why but, every time I read this headline I think of a Roberta Flack song. Sorry - I'm having a moment.
@Thomas_Thumb wrote:Not sure why but, every time I read this headline I think of a Roberta Flack song. Sorry - I'm having a moment.
The first time ever I saw 800.
So there is hope for me. I got a 1 time 30 day late coming off in August. Congrats!