Flag where shouldn't be?

[Anonymous]

Hi all, I have a red flag on my TU report next to zero for late payments.  What's up with that??  Should I be concerned?

(I wish I could do a screen shot, but I can't host the photo)

[Anonymous]

There is no explanation in the narrative? That is bizarre. have you EVER had a late payment? Maybe that's it, but I really have no clue.

[Junejer]

Rebuilder, what does the current status section say?

[Anonymous]

I'm not sure exactly what you are looking for, but in my account details section there are also no visible lates in the seven year payment history of any of my accounts.

FYI, this is a report that came with a score I bought thru myfico.

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ByrdMan wrote:
Rebuilder, what does the current status section say?

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[Anonymous]

Upon closer examination it appears the flag is a remnant from an AU account that got removed after I disputed it.  It got removed in Nov 07.  So my 11/01/07 TU report shows 5 lates with a flag, and my 11/19/07 TU report (AU account removed) shows 0 lates but the flag is still present.

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Sylviatob wrote:
There is no explanation in the narrative? That is bizarre. have you EVER had a late payment? Maybe that's it, but I really have no clue.

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[Anonymous]

Sorry for so many posts, but this is weird.  Under "Accounts" where it lists them all without details I do have flags under the "Paid Late?" column for two CO accounts.  However, no lates are listed in the details of either of these accounts.  Perhaps because they are COs they must by default have been late, even if no late payment info is reported?

[haulingthescoreup]

The myFICO TU reports have a known bug on this. As I understand it, it displays lates incorrectly, but your real score isn't affected. There are several posts about this on the Using myFICO Products board --you might check through there. HTH