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For fico scoring purposes, do late.....

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jdxprs1
Frequent Contributor

For fico scoring purposes, do late.....

Do late payments, over 30, hurt your scores as much on closed and paid accounts, as they do on open accounts?
Last app 1/2/2017.
In the garden until at least 6/2/2017.
2 REPLIES 2
Anonymous
Not applicable

Re: For fico scoring purposes, do late.....

Yes.  Whether the account is closed or open doesn't matter.  What does matter is the age of the 30 day late payment.  The longer it has been since it was reported, the less potential scoring damage it is doing.

Message 2 of 3
bettercreditguy1
Established Contributor

Re: For fico scoring purposes, do late.....

Ditto, I was there once.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 3 of 3
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