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Frozen Eq, Tu

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Anonymous
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Frozen Eq, Tu

Guys,

 

If my two above are frozen.  Will a CC company or auto loan company have no choice to pull EX?  Or will I have to unfreeze the above?

 

Im not applying for anything, I just froze the above hoping that my score will remain as is and work on getting my limits paid down on my cc so that my score can rise.   Do you think this will work?

 

Thank you everyone!

K

Message 1 of 3
2 REPLIES 2
AndySoCal
Senior Contributor

Re: Frozen Eq, Tu

If the lender is set up to pull from experian they can if not you will have to unfreeze your credit report. The question that may come up is why not from these two bureaus. Also you can get a pin from both credit bureaus that is just for lenders. So you give the lender that and they can pull your credit report.
FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
Message 2 of 3
Anonymous
Not applicable

Re: Frozen Eq, Tu

Hi,

 

Oh okay.  Gotcha !

 

 

Ty !

Message 3 of 3
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