GUESS MY SCORE INCREASE!?!?

[Anonymous]

Hello All,

     We are playing the waiting game for our reports to update and but my scores to 620 as we have a contract on a house. I paid off a large portion of my cc util on one of my 2 revolving accounts and I want to know opinons as to how much of a score jump I will get! Info is below:

Citi: Paid $1555 in March on a $1760 balance with CL at $2030; new bal of $210.02

 I have one other card with $500 CL at $387 Balance so util is going from 85% to 24%

No lates on either card!!  What do ya think?

[Anonymous]

This is a wild guess but you should see at least a 20-30 point increase.

[llecs]

I'd guess 30-35. I'd bump my estimate up if I knew you had a good mix of credit and if your other CC balance came down a little further. Keep us posted.

[C-XRS2005]

I was at 650 with 90% UTL on my cc's, score went to 678 when I paid them down to 3%.