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Getting close

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Jnbmom
Credit Mentor

Getting close

IMG_4111.jpeg

Getting close to 800 club , however Transunion hit 805 then back down to 795 lol 

EXP 780 EQ 796 TU 810
Message 1 of 11
10 REPLIES 10
JoeRockhead
Community Leader
Senior Contributor

Re: Getting close

Great score!..... Awesome, so they say, is just 9 measly points away! I don't know what's after that, I've never been to that neighborhood. Congratulations.

Message 2 of 11
CreditCuriosity
Moderator Emeritus

Re: Getting close

Congrats really anything over 760 or 780 is just gravy unless you are gardening good and want to see an 850 or something close Smiley Happy.  Wish I have been good like yourself Smiley Happy

Message 3 of 11
Jnbmom
Credit Mentor

Re: Getting close


@CreditCuriosity wrote:

Congrats really anything over 760 or 780 is just gravy unless you are gardening good and want to see an 850 or something close Smiley Happy.  Wish I have been good like yourself Smiley Happy


I wouldn't say I have been good 😂😂 I am sure if will be up and down as usual just glad I got the only late off  EQ for EE almost 7 year old late and my EQ never went over 750 so still kept it down .

EXP 780 EQ 796 TU 810
Message 4 of 11
Priory_Man
Valued Contributor

Re: Getting close

Healthy looking scores across all 3, it is a great feeling when they all have an 8 at the beginning. It won't be too long before you get to experience it.






"Total revolving credit $286,000 Current UTIL >1%"
Message 5 of 11
SouthJamaica
Mega Contributor

Re: Getting close


@Jnbmom wrote:

IMG_4111.jpeg

Getting close to 800 club , however Transunion hit 805 then back down to 795 lol 


Nice going Smiley Happy


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682




Message 6 of 11
Creditwiser
Valued Contributor

Re: Getting close

Good on you !  Congrats !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
Message 7 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Getting close

Congrats @Jnbmom . I'll loan ya what you need. Just give em back! Smiley Happy


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 8 of 11
Jnbmom
Credit Mentor

Re: Getting close


@FireMedic1 wrote:

Congrats @Jnbmom . I'll loan ya what you need. Just give em back! Smiley Happy


@FireMedic1 

 

😊😂

EXP 780 EQ 796 TU 810
Message 9 of 11
markbeiser
Established Contributor

Re: Getting close

Those last few points are the most frustrating, as they tend to not come until you've gone 12 months with no new accounts.
According to the simulators, I'll jump up over 800 on all 3 in 5 months when my newest account, and the inquiries that came with it, pass the 12 month mark.
Been that way for a few months now, so annoying.
zzzzz.jpg

Back to gardening until Late February 2026.
Current FICO8:
Message 10 of 11
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