Getting the bureaus to update based off of a letter from creditor

[Lushi]

Hello, 

I am in the midst of applying for a mortgage and need quick updates to my scores. The timing of my creditor's update is too far off, but they have provided me with a letter showing my current balance. How can I get this to the bureaus?

Thank you!

[kxkxkxx]

Here are the mailing addresses:

Experian's mailing address:

P.O. Box 4500
Allen, TX 75013

TransUnion LLC
Consumer Dispute Center
P.O. Box 2000
Chester, PA 19022

Equifax Information Services, LLC.
P.O. Box 740256
Atlanta, GA 30348

[kxkxkxx]

Also, I think 2 of them will now let you dispute online....

[Anonymous]

I would just call the creditor and tell them that the letter isn't going to cut it and that you need an off-cycle reporting performed immediately.  It literally takes them 30 seconds and you'd see the update across all 3B within a couple of days tops. 

[AndySoCal]

Provide a copy of the creditor's letter to your loan officer. See if they can do a rapid rescore ( or similiar name). It is product that the lender may have access which will expedite the update greatly.  It should be less than a week if my memory is correct.