Weird how inq affect different scores. FICO 8, AU 8, and BC8 all went down 3 points. FICO 3 went down 15 points over one more inq! All reason negative reason codes have now shifted to include "seeking credit." (This is definitely accurate, haha.) Scores are from EX only.
Scorecard is Dirty/thick/aged.
@Anonymous wrote:
@Ficoproblems247 wrote:Weird how inq affect different scores. FICO 8, AU 8, and BC8 all went down 3 points. FICO 3 went down 15 points over one more inq! All reason negative reason codes have now shifted to include "seeking credit." (This is definitely accurate, haha.) Scores are from EX only.
Scorecard is Dirty/thick/aged.
My EX FICO 3 was at 763 on my January 10 3B, at AZEO (1 of 2) with 5% aggregate ($1214.99 considered 'too high'), 0 and 6% on the 2 cards individually.
2 inquiries and 2 new accounts dropped that by -59pts to 704 today!
EX report after 2 new inquiries. 02/10
Δ
02/16
FICO 3
EX
761
-26
735
[Change]
Short credit history, Seeking credit, Short revolving credit history, Amount owed on revolving accounts is too high
Short credit history, Short revolving credit history, Amount owed on revolving accounts is too high, Recently opened new credit account
Clearly you cannot be trusted anymore! 
I had a weirder one, USBank coded as "Unspecified" and nothing moved. Going to be looking for the 30 day grace period on that one just in case the algorithm thinks it might've possibly been a loan app (it wasn't, it was a credit card). I know I gained for the last inquiry fading from scoring so I should've lost on this one imo.
@Revelate wrote:
@Anonymous wrote:My EX FICO 3 was at 763 on my January 10 3B, at AZEO (1 of 2) with 5% aggregate ($1214.99 considered 'too high'), 0 and 6% on the 2 cards individually.
2 inquiries and 2 new accounts dropped that by -59pts to 704 today!
EX report after 2 new inquiries. 02/10
Δ
02/16
FICO 3
EX
761
-26
735
[Change]
Short credit history, Seeking credit, Short revolving credit history, Amount owed on revolving accounts is too high
Short credit history, Short revolving credit history, Amount owed on revolving accounts is too high, Recently opened new credit account
Clearly you cannot be trusted anymore!
lol
Check that out, though....'Recently opened new credit account' still there on EX 3 after 1yr 2mos since getting my first 2 cards.
@Anonymous wrote:
@Revelate wrote:
@Anonymous wrote:My EX FICO 3 was at 763 on my January 10 3B, at AZEO (1 of 2) with 5% aggregate ($1214.99 considered 'too high'), 0 and 6% on the 2 cards individually.
2 inquiries and 2 new accounts dropped that by -59pts to 704 today!
EX report after 2 new inquiries. 02/10
Δ
02/16
FICO 3
EX
761
-26
735
[Change]
Short credit history, Seeking credit, Short revolving credit history, Amount owed on revolving accounts is too high
Short credit history, Short revolving credit history, Amount owed on revolving accounts is too high, Recently opened new credit account
Clearly you cannot be trusted anymore!
lol
Check that out, though....'Recently opened new credit account' still there on EX 3 after 1yr 2mos since getting my first 2 cards.
Actually that's pretty typical for the FICO 04 models. We do know it's longer than 1 year on EQ FICO 5, not surprised EX FICO 3 (also a FICO 04 model) does similarly. I don't have great data on that for TU FICO 4 but I suspect it's the same TBH, that seems consistent across the board for that generation of FICO scores.
EX FICO 3 though is the score everyone forgot apparently, I don't think I've ever even heard of a single thing being underwritten on it and every lender I know of either stayed EX FICO 2 or went straight to EX FICO 8.