Got a 850 - YAY Me :)

[Tricky3]

Ok I got a 850 on TransUnion.  About 13 months after BK dropped as a public record.

[roxy72]

BIG Congrats to you!!!!!  #creditgoals )

[Sandman771]

Green is good!!!!! way to go! Heck I'm just looking forward to yellow lol. 

[mitchblue]

[Anonymous]

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@Tricky3 wrote:

Ok I got a 850 on TransUnion.  About 13 months after BK dropped as a public record.

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Come back when they are all 850 

Good Job!

[Chickenpotpie]

That is freaking AWESOME!!!!

[EW800]

Congratulations! That is wonderful!

[jamie123]

That is really awesome!

Could you please tell us a little bit about your credit profile?

Number of credit cards?

Mortgage?

Auto Loan?

Student loans?

Average Age of Accounts?

It helps us who have lowly scores dream big!

[Tricky3]

Sure thing, for Transunion:

13 Credit Card Accounts: Total on all Bankcards $79  I have a total of ~95k Limits.  

Amex, Citi, CapOne x2, Chase x2, Discover, Barclay, Synchrony x2, Target, Lowes, Kohls. 

1 BofA Mortgage 96k

1 Ford Auto 39k

1 Amex Signature Loan 20k

Adv Credit 5 Years 5 Months

21 Year Oldest Card  Amex Platinum (got very lucky and Amex backdated my card after I reapplied after BK).

No Inquiries

Equifax shows all the above plus but has my 4k Credit Union Signature Loan

Experian show all the above plus shows Credit Union 19k Auto Loan and 2 Inquiries.

I just got a BofA Bankcard at 10k @ 12.99% but has not yet cycled to show on any Credit Report.  I am moving my Credit Union 4k Signature Loan to it for 15 months 0%.  I will take a hit when this shows up as a new card and with >10% Total usage.  But hey, I now got a great 12.99% bankcard *if* I ever need to carry a balance and occur interest.  

[Anonymous]

 An 850 score 13 months after a CH13 drop off is an amazing feat. Very well done, and welcome to the 850 mile high club!