@claus wrote:experian is usually the one with lowest score cus most hard inquiries go through there
equifax is usually the one with highest score with least inquiries from cc.
transunion is the middle ground and is preferred by landlords for rental application. I also know for a fact apple card uses transunion exclusively.
just my personal opinion and i am probably totally wrong.
Where I live, most lenders pull EX or TU. Those are indeed my bureaus with the most inquiries, but also my highest scores. EQ on the other hand has the least number of inquiries and also my lowest score. Definitely goes to show that there are other scoring factors that matter much more than inquiries.
Congrats on your success! That's great. It sure is a long haul game to rebuild. I'm still amazed at how quickly credit can be destroyed - and how long it takes to repair. Good for you for sticking strong!
Starting Score: 580s