Guys I did it!!!!!

[Anonymous]

Just got an update from myfico.... It went from 571 TU to 648 TU!!!!! This is what changed....4 charge offs and collection accounts removed...50% utilization went down to 0 util....some late history was also deleted...now just waiting for my EQ to update and hope that can go up to the 620 so I can try for the American dream of owning a home..

This forum and the people in it are amazing for all the help and support I have recieved. I have told soooo many people about this forum for credit rebuilding... the best thing about it is...i'm not stopping at 648..i wanna be part of your elite 700 club!!! THANKS GUYS!!!

[MarineVietVet]

It's nice to hear all your effort is paying off. You prove that hard work and determination have rewards.

[Anonymous]

I am literally on myfico once a day reading and posting advice as much as possible. You all were right on pretty much everything to do for success....the whole U.S.A. needs to be on here if they have ANY kind of credit issues. America might be a different place!! Thanks again VET....

[Anonymous]

Congrats!!!  This was the first post I read today.  This is a great way to start the day off.   Keep us posted on getting the house.

[Anonymous]

Thanks!!

[Red1Blue]

Congrats. Good Job....

[Anonymous]

UPDATE:::::::

TU score went to 652 lo pulled. Experian is at 577...EQ is at ouch 556. Some things that have not changed yet on EX and EQ are still affecting me on those reports. I still show my Target card at over 50% utilization. I still have my citibank account reporting late payments including 90 days recently when the account was never late. TU had removed those late payments and I believe thats what helped the most. Also AFNI is still being reported on my EQ, showing CO paid in 10/2008, DOLA 08/2006. I'm hoping with my Target Card reporting 0.00 and the citibank updating and removing those lates that should help both reports and put me above 620.. Anybody think that will get me there?