@Anonymous wrote:Had 2 derog acc's fall off all 3 of my credit bureau reports and haven't gotten an increase in score. I currently have subscribed to My FICO scorewatch 3 score for a few months and haven't gotten an update saying that they have come off my record. However, I had acess to my revised credit report directly from the bureaus once the baddies fell off so, I am curious why the MyFICO subscribtion I have hasn't reflected that.
Because the bureaus' monitoring which MyFICO uses (OEM) doesn't see that as a change unfortunately. I've never had any monitoring solution from here or elsewhere that can catch when things other than inquiries get airstruck until the next change which it does track (traditionally a balance change) and you get an increase that is headscratchingly large for the thing that is listed.
I went from 3 tax liens to 1 and never once did any monitoring solution track that. CK might catch it now since it looks like they're comparing report to report for changes.
