No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I know they 'fall off' at 2 years my question is are they supposed to fall off at the 1st of the following month or a day after the date so for example I have a February 13th 2019 that is supposed to fall off in March 2021, but it's still showing so does it fall off on March 14th?! I know some changes happen at the 1st of the month so I just want to make sure I am understanding this correctly! Thank you
On EQ and TU they fall of 24 months to the day. Experian decided they would keep a record for 25 months - so it will fall off March 13th.
You won't gain any points from removal though - all points from inquiries are regained when they age to 365 days.
@thornback I figured the point part already came back I just like to see them come off as a small victory XD But that is interesting to know Thank You
If it's Experian, it will fall off this Sat March 6th.
@OmarR wrote:If it's Experian, it will fall off this Sat March 6th.
^^That's right. I forgot the first sat of the month thing-- my badd. Thx @OmarR
@OmarR Yes it is EX and cool! Thank you! XD