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Hard Pulls

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Anonymous
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Hard Pulls

I have three recent hard pulls - one to open a new checking account, and two while I was looking for a new apartment.  I was not applying for credit, but will these affect my credit score?  I haven't applied for credit in years, but I notice a significant difference in score from the report that contains the pulls and the one that doesn't.  Am I supposed to live in the same apartment for the rest of my life to save my credit score?
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