It should be on your reports even if it's CK.
I think you have to actually authorize a hard pull through an app process. They can only do soft pulls without permission and you can still opt out of many of those.
Have you pulled your yearly free reports yet? https://www.annualcreditreport.com/index.action
Your hard and soft pulls will be listed on those.
If you did not authorize a hard pull or it was a confusing process there are ways to get them off your reports.
