Why is my Experian Score so much lower?

[OneMoreCouch]

Hi all,

Currently, my credit score is:

Transunion 712 Experian 623 Equifax 725

I used to have collections on all 3 agencies but I got it removed on Transunion and Equifax. Experian was the only agency that not only didn't reply my contest but it just kept the collections on it.

Now it results to my experian to be way lower than my other scores which hurts me whenever creditors choose to only pull from Experian. My question here is what I should do with the Experian score right now? Why wouldn't they drop something that the other two agencies dropped without asking any questions?

[myjourney]

Different info on different CR's leads to different scores which in your case is a big difference 

Sorry to say because 2 drop it doesn't mean the 3rd will since they're all independent of each other.....

I've had more success calling them whenever I had a problem.

IMHO one on one contact can interact better then someone just looking at a piece of paper by way of the web or snail mail....

The light goes on on the other end of the phone .....Oh yeah that makes sense I'll delete that for you and get you a new copy in the mail..... 

Good luck sounds like if you can get it off your scores will match 

[Anonymous]

You can have accounts on each CRA and that doesn't mean they'll all delete it. You have to dispute it with each CRA and they each have to delete it. That's why your score is lower on Experian.

Just cause one CRA is going to delete something doesn't mean the other will. I have said "TransUnion deleted it why wouldn't you" they said, they act on there own and they don't have to delete something just cause another CRA does delete something. They have to do there own investigation and then they will remove it at that point or update it.

[nvangel08]

I am having a very similar issue. What is the number to call to talk to someone? I have tried to dispute the information on Experian several times, and I do not have a number to call them in person.