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Has My Fico TU scoring changed?!

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songsofexperience
Frequent Contributor

Has My Fico TU scoring changed?!

In May, my TU score was 683 on My Fico. Since then, a judgment has updated to paid, and some inquiries have dropped off. Util is lower also (4% with all cards but one reporting $0). That's it. My score has gone up 10 points on EX and EQ, but dropped 23 points on TU!!

 

 

Here's what it says from May, followed by today. Length of Credit History is the same on both (22 years) so why "great" in May and just "very good" in August?? Also, payment history has gone from "not good" to "good" so how does this = 23 point decrease unless things are weighted differently than they were 3 months ago?

 

I know, I need to focus less on the score and more on the the report being clean, but stuff like this bugs me because it isn't logical, at least to me. I need algorithms that make sense people! Smiley Happy

 

Screen Shot 2014-08-17 at 8.32.48 PM.png

 

 

Screen Shot 2014-08-17 at 8.32.26 PM.png

 


Starting Score: 2/2013 EQ 535
Current Score My Fico: 5/23 EQ 808| EX 812 | TU 800
Message 1 of 3
2 REPLIES 2
Revelate
Moderator Emeritus

Re: Has My Fico TU scoring changed?!

It did 2ish months back, it is now TU FICO 8, rather than the older '98 version it had been prior to that.




        
Message 2 of 3
songsofexperience
Frequent Contributor

Re: Has My Fico TU scoring changed?!

Ah. I knew it had changed, but I thought my score in May was with TU 08 already. I guess not. Oh well, since I'm looking at mortgage loans it doesn't matter anyway! Smiley Wink


Starting Score: 2/2013 EQ 535
Current Score My Fico: 5/23 EQ 808| EX 812 | TU 800
Message 3 of 3
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