Re: Has anybody used this website before?

Anonymous · ‎07-11-2008

I came across brightscore.com today in my web searches and it looks really promising. Has anybody tried this website in analyzing their credit reports? It is 24.95 and there is no free trial.

EW800 · ‎07-11-2008

That does look interesting! I am have half-tempted to "take one for the team" and throw $25 bucks at them out of curiosity.

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎07-11-2008

myFICO Forums are free.

fused · ‎07-12-2008

Anonymous · ‎07-12-2008

@Anonymous wrote:
myFICO Forums are free.

I like the light up bug.

Yep can't get better then free info from here.

Agree!

Anonymous · ‎07-12-2008

They give you a FAKO then explain how they made up your score and what it means to the institutions that don't use your score. But they have a nice voice over on the demo.

Anonymous · ‎07-12-2008

@EW800 wrote:
That does look interesting! I am have half-tempted to "take one for the team" and throw $25 bucks at them out of curiosity.

Save yourself $25 and do a google coupon search. I found a coupon that made it free. Be sure to come back and let us know what you think of it!

marty56 · ‎07-12-2008

They pull Experian I think. The coupon is for military only.

1/25/2021: FICO 850 EQ 848 TU 847 EX

tcham54687 · ‎07-12-2008

marty56 wrote:
They pull Experian I think. The coupon is for military only.

I used it in March of this year, it was free through the military. It was actually Brightscore that started me on my credit improvement journey. It uses Experian info and my Brightscore was 584 at the time, my FICO was 654 at the time. It uses dashboard indicators (little dial gauges) to show how much certain information helps or hurts your score. It's an ok product, but not better than myFICO since the score itself is basically useless.

Because my score was so bad I received two additional reports free. I wouldn't pay for that service since the score doesn't mean much. If there are any specific questions about it I can try to answer them.

Message Edited by tcham54687 on 07-12-2008 12:11 PM

APR 25, 2008 FICO TU:668/EX:654/EQ:642
Jun 05, 2008 FICO TU:698/EX:697/EQ:709
Aug 01, 2008 FICO TU:724/EX:741/EQ:749
Mar 15, 2013 Fico TU 725/EX 677/EQ/735 (EX has a $60 collection...#$%^ me)
Apr 7, 2013 FICO TU 756/EX 747/EQ 771

Anonymous · ‎07-19-2008

tcham54687, does the recommended actions to take and the corresponding score changes "accurate" or do they come close even?

Has anybody used this website before?

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Has anybody used this website before?