Yup I found it. Sorry for wasting everyone's time. I dislike posters that do what I just did - the irony! hahahaha!
My two installment loans hadn't hit. Which is weird because both have hit EX without a drop at all. 1 has hit TU without a drop. We will see what happens with TU once the second loan hits!
That must be what it was and maybe coupled with a HP for the 25 point drop! Thank you BBS I tracked this down through the reason codes! Sorry for being a scrub everyone! 
Now I wonder how long I'll have to wait for the bounce back on points. I'm going to see a ton of points come back around November through Dec 2019 when all these inquires become un-scorable. Lets just estimate 2 points on average per * 15!!! LOL