Let start with, where do you get your scores? Your scores might be different if you are getting FAKO numbers instead of FICO numbers. Sites like CreditKarma do not provide accurate FICO scores.
How many revolving accounts do you have? (things like credit cards, lines of credit)
What are their ages and balances and total lines. For closed ones, just age and closed.
How many installment accounts do you have? (things like car loans, personal loans.)
What are their ages and balances and total lines. For closed ones, just age and closed.
Do you have a mortgage?
Theres probably more, but that will give general picture.
