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My credit score for Trans Union is higher than Equifax why is that?? There is a 60 point gap between my scores. What can I do about this? Why do the credit bureaus have different scores??
Even if they are true FICO scores, there are two reasons.
First,the info in your CR with each CRA can differ.
Second, each CRA contracts with FairIsaac for different versions of the FICO scoring algorithm.
There is no single FICO scoring algorithm.
To Understanding FICO Scoring