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Help with my credit score

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Anonymous
Not applicable

Help with my credit score

My credit score for Trans Union is higher than Equifax why is that??  There is a 60 point gap between my scores. What can I do about this? Why do the credit bureaus have different scores?? 

Message 1 of 4
3 REPLIES 3
llecs
Moderator Emeritus

Re: Help with my credit score

Are these FICO scores from this website?

What is different between the two reports?

Do you have the same number of accounts?

Do you have the same history?

Same balances?



Message 2 of 4
RobertEG
Legendary Contributor

Re: Help with my credit score

Even if they are true FICO scores, there are two reasons.

First,the info in your CR with each CRA can differ.

Second, each CRA contracts with FairIsaac for different versions of the FICO scoring algorithm.

There is no single FICO scoring algorithm.

Message 3 of 4
MarineVietVet
Moderator Emeritus
Moved:

A question about Transunion credit score

Message 4 of 4
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