High Credit Usage During Billing Cycle

[Anonymous]

Hello,

I am so happy to have joined this amazing forum and this is my first post.

I have a simple question.

If I utilize 80% of my credit card during the billing cycle but bring it down to 5~8% by paying as I get paycheck before the closing date, how will the high usage during the billing cycle affect my FICO score ?

Thanks

[SouthJamaica]

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@Anonymous wrote:

Hello,

I am so happy to have joined this amazing forum and this is my first post.

I have a simple question.

If I utilize 80% of my credit card during the billing cycle but bring it down to 5~8% by paying as I get paycheck before the closing date, how will the high usage during the billing cycle affect my FICO score ?

Thanks

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Not at all.

And welcome!

[Anonymous]

Hi South Jamaica,

Oh great...thanks for your reply.

By the way, seeing your credit card limits makes my mouth water

[Anonymous]

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@Anonymous wrote:

Hi South Jamaica,

Oh great...thanks for your reply.

By the way, seeing your credit card limits makes my mouth water

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Develop the skill, and you too can obtain those limits and make others mouths water.