High Inquiries but new CC and CL

[Anonymous]

Hi

my score didnt chage in the past 2 months,

i have done the my fico score report and also watching the status of my score.

i have 3 New Inquiries, becuase i have preprove for morgrage and i got 2 new CC

Capital one 500$ CL 2 months ago

VISA Platinum CL 7500$ - need to get soon

my current score is :

EQ - 632

TU - 660

EX - 700

how do you think it will affect my score ?

Dan

[Anonymous]

Saw today that me EQ is up 3 points , dont have yet the creditcard alert.

Dan

[Anonymous]

and today it got to 663 on EQ

after my capitalone card was update.

[Anonymous]

got another update - TU jump to 695

[Anonymous]

and EQ is 668.

TU - 695

EQ - 668

EX - 712

[RobertEG]

Like most things in life, you oftten have to take a minor short-term hit to gain in the long term.

New accounts will age, and added credit limits, if kept under % util control, can assist.

[Mzvanessa]

Eran it was slow rising but it finally risen Congratulation on the score rise. 

Hope to join you soon.

[Anonymous]

---

@RobertEG wrote:

Like most things in life, you oftten have to take a minor short-term hit to gain in the long term.

New accounts will age, and added credit limits, if kept under % util control, can assist.

---

Hmmm, by my accounting, it looks like his scores only went up....

That has also been my experience when I was rebuilding and only had a few accounts. New cc accounts can actually boost your score, even with lower AAoA and inquiries.  This is probably not the case with more established profiles.

[Anonymous]

Hi

Yes , it is going up.

i am in the process of Building new Credit score ,

so more account is a good factor for my side.

i also saw that an inquire can push you up a few point , it is up to the formula that the

are using for you.

Last update from MyFico:

TU - from 663 to 695

EQ - from 632 to 668 and from today 685

EX - 700 to 720