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Hi
my score didnt chage in the past 2 months,
i have done the my fico score report and also watching the status of my score.
i have 3 New Inquiries, becuase i have preprove for morgrage and i got 2 new CC
Capital one 500$ CL 2 months ago
VISA Platinum CL 7500$ - need to get soon
my current score is :
EQ - 632
TU - 660
EX - 700
how do you think it will affect my score ?
Dan
Saw today that me EQ is up 3 points , dont have yet the creditcard alert.
Dan
and today it got to 663 on EQ
after my capitalone card was update.
got another update - TU jump to 695
and EQ is 668.
TU - 695
EQ - 668
EX - 712
Like most things in life, you oftten have to take a minor short-term hit to gain in the long term.
New accounts will age, and added credit limits, if kept under % util control, can assist.
Eran it was slow rising but it finally risen Congratulation on the score rise.
Hope to join you soon.
@RobertEG wrote:Like most things in life, you oftten have to take a minor short-term hit to gain in the long term.
New accounts will age, and added credit limits, if kept under % util control, can assist.
Hmmm, by my accounting, it looks like his scores only went up....
That has also been my experience when I was rebuilding and only had a few accounts. New cc accounts can actually boost your score, even with lower AAoA and inquiries. This is probably not the case with more established profiles.
Hi
Yes , it is going up.
i am in the process of Building new Credit score ,
so more account is a good factor for my side.
i also saw that an inquire can push you up a few point , it is up to the formula that the
are using for you.
Last update from MyFico:
TU - from 663 to 695
EQ - from 632 to 668 and from today 685
EX - 700 to 720