See paste below. It looks like 3 months can significantly impact score. I suspect the main factor is "too many accounts recently opened". If a group of youngest accounts are close together due to a spree, significant score boosts have been noted when "spree accounts" are the youngest ones on file).
@Anonymous wrote:I received a big boost in a number of models when my Age of Youngest Account (AoYA) went from 11 to 12 months. (My profile is very stable and always had the same FICO 8 score for month 8, 9, 10, and 11.)
I am personally skeptical that there could be any benefit to having an AoYA greater than 24 months, and there may be no benefit after crossing the 12 month line. It's also quite possible that some FICO models give a 24 month benefit and others stop at 12.
In the non-FICO LexisiNexis model, which tends to be more punitive of new accounts than is FICO, it stops at month 24.
Off topic -
I am purchasing a new car and tried to get an updated LexisNexis CBIS and C.L.U.E. report. It looks like consumers no longer have the ability to obtain scores directly from LN 
I can still get a C.L.U.E. report but, only saw an option for LN to mail me a copy which takes up to 14 days 
I need to shop around for better insurance rates. My latest LN reports are from April 2017.
Anyone know when LN stopped offering scores or know of a back door where scores can still be ordered?
@Thomas_Thumb wrote:Off topic -
I am purchasing a new car and tried to get an updated LexisNexis CBIS and C.L.U.E. report. It looks like consumers no longer have the ability to obtain scores directly from LN
Anyone know when LN stopped offering scores or know of a back door where scores can still be ordered?
Interesting. It was still available as of Feb 17th 2018 (last date I pulled LN scores).
The pages that used to be on their site to order the scores+reports are gone (ie: https://personalreports.lexisnexis.com/lexisnexis_attract_property_score/landing.jsp is now a 404, as is the login page: https://personalreports.lexisnexis.com/signin.jsp )
But oddly, their "customer help" pages still mention it: https://personalreports.custhelp.com/app/answers/detail/a_id/3018/related/1
How can a consumer find out what his/her insurance score is?
Per the federal FCRA, a Consumer Reporting Agency shall, upon request, clearly and accurately disclose to the consumer all information in the consumer's file at the time of the request. The FCRA does not require a Consumer Reporting Agency to disclose to a consumer any information concerning insurance scores.
However, LexisNexis Risk Solutions, LLC feels this information is valuable for a consumer to know. A consumer may order their credit report and ATTRACT insurance score via the www.PersonalReports.LexisNexis.com web site.
The link that claims to be "www.PersonalReports.LexisNexis.com" (which doesn't exist) actually links to "www.choicetrust.com"... which redirects back to "personalreports.lexisnexis.com" (which does exist, but no longer has the score options).
No idea if this is temporary, or a permanent shift in policy...
See below SOL response from LexisNexis
