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How many points can I expect if "lates" are removed?

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Established Member

How many points can I expect if "lates" are removed?

I show 2 lates on my report for Macy's CC from 2006.   Yesterday I sent them a GW.   Should they remove them, how many points can I expect to increase in my fico score.  Those are the only 2 baddies I can "fix" immediately.  Would those being remove affect my score at all?  Please say yes!!Smiley Indifferent
EQ702
TU713
EX 746
I'm trying to get my EQ to 720! 
Message 1 of 13
12 REPLIES 12
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New Member

Re: How many points can I expect if "lates" are removed?

I had a 30, 60, 90 day late remove from July of 06. EQ score went from 741 to 786.


Message Edited by Rorer_714 on 09-12-2007 01:42 AM
"Go Ask Alice"
Message 2 of 13
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Moderator Emeritus

Re: How many points can I expect if "lates" are removed?

No one can say for sure. The important thing is that the lates are gone.
Message 3 of 13
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Frequent Contributor

Re: How many points can I expect if "lates" are removed?



Rorer_714 wrote:
I had a 30, 60, 90 day late remove from July of 06. EQ score went from 741 to 786.


 
Rorer, how old were your lates?

Message 4 of 13
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Moderator Emeritus

Re: How many points can I expect if "lates" are removed?



Rorer_714 wrote:
I had a 30, 60, 90 day late remove from July of 06. EQ score went from 741 to 786.


Message Edited by Rorer_714 on 09-12-2007 01:42 AM

How on earth can you have a score of 741 with this many recent lates? Smae even if you had only one late.


Message Edited by fused111 on 09-12-2007 10:35 AM
Message 5 of 13
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Frequent Contributor

Re: How many points can I expect if "lates" are removed?

Am I loosing my mind, or did he edit that post??? Smiley Surprised
Message 6 of 13
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Moderator Emeritus

Re: How many points can I expect if "lates" are removed?

No way!!!!!!!!!
Message 7 of 13
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Frequent Contributor

Re: How many points can I expect if "lates" are removed?

Ok... I'm loosing my mind, I'm going to go back to work. Why in the world would I ask how old they were if it was in his post.... It's only 1pm and I need a glass of wine.
Message 8 of 13
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Moderator Emeritus

Re: How many points can I expect if "lates" are removed?



Lori344 wrote:
Ok... I'm loosing my mind, I'm going to go back to work. Why in the world would I ask how old they were if it was in his post.... It's only 1pm and I need a glass of wine.



Would you like some spam with that wine?Smiley Happy
Message 9 of 13
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Frequent Contributor

Re: How many points can I expect if "lates" are removed?

Fused, I love you, you know I do.... but I can't stand spam. We call it parts... lips, eyebrows and a$$hxxxs
Smiley Wink


Message Edited by Lori344 on 09-12-2007 01:29 PM
Message 10 of 13
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