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MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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Regular Contributor

MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I disputed ONE account on TU and sent my bk papers as a result to show an account was included in the BK.
 
Instead...they marked EVERY ACCOUNT I EVER HAD prior to the BK...even a student loan (which has always been paid on time and is non-dischargeable) and three Citifinancial loans that were paid off THREE YEARS before the BK are now marked as "unrated or included in BK" which dropped my FICO on TU from 578 to 532.
 
Smiley Mad
 
I need a phone number to call NOW to curse out those idiots.
From BK to 700 FICOs in 4.5 yrs.
Message 1 of 4
3 REPLIES 3
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Re: MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

TU Special Handling: 800-860-7289
Message 2 of 4
Senior Contributor

Re: MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



@Joe77 wrote:
I disputed ONE account on TU and sent my bk papers as a result to show an account was included in the BK.
Instead...they marked EVERY ACCOUNT I EVER HAD prior to the BK...even a student loan (which has always been paid on time and is non-dischargeable) and three Citifinancial loans that were paid off THREE YEARS before the BK are now marked as "unrated or included in BK" which dropped my FICO on TU from 578 to 532.
Smiley Mad
I need a phone number to call NOW to curse out those idiots.



Just one more reason to never send anything to the CRA's concerning BK. You've just verified your own BK. Not a good idea. If this stuff does show up on EX and EQ don't send your BK papers.
Message 3 of 4
Regular Contributor

Re: MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



@smallfry wrote:


@Joe77 wrote:
I disputed ONE account on TU and sent my bk papers as a result to show an account was included in the BK.
Instead...they marked EVERY ACCOUNT I EVER HAD prior to the BK...even a student loan (which has always been paid on time and is non-dischargeable) and three Citifinancial loans that were paid off THREE YEARS before the BK are now marked as "unrated or included in BK" which dropped my FICO on TU from 578 to 532.
Smiley Mad
I need a phone number to call NOW to curse out those idiots.



Just one more reason to never send anything to the CRA's concerning BK. You've just verified your own BK. Not a good idea. If this stuff does show up on EX and EQ don't send your BK papers.

I pretty much had to to get a couple accounts that were reporting as c/o's that actually were in the BK.  Also a judgement that had been vacated that never should have been filed, because it was included in the BK that was filed before the judgement was.
From BK to 700 FICOs in 4.5 yrs.
Message 4 of 4
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