I'd say based on your data points that youd be looking at 760-780 range. You should run it thru the score estimator. I find it to be pretty accurate as far as range is concerned, although a bit broad at times (50 pts)
@805orbust , That would be amazing. I was kind of hoping for the 50pt range! I cant wait.....Also, what score estimator? Experian?
My DH had something like 16 student loans which were all in very bad shape a few years ago, 90 and 120 day lates all throughout each and every one of them. He cleaned them up once he started making a good salary met me ( 
) and when the lates finally fell off his score shot up over 100 points--your mileage will probably vary, though. His starting scores were below where yours are. He has an extremely thick file with loans, etc. and 3 CC's. His scores hover in the same range as my own now.
Good luck, I hope you see a great bump!
Theres a score estimator right here on the MyFico site. 🙂
You mentioned oldest but not what your AAOA is.
Clean, oldest 10 years, average 5ish, that's an easy 800 score (AZEO style) on FICO 8 if your revolving utilization and inquiries aren't out of whack. Certainly if you don't have a new account you might even be higher than that TBH, think fully clean no new accounts / inquiries I'd be around 830 with those metrics and that's with a CFA on file too.
