How much of a jump for CA delete?

[ralbusta]

I'm waiting for my last CA to come off my reports after they agreed to delete. My most current scores are in my siggy below and are with 1% util and the only baddies left are 3 paid 0 balance charge offs showing on all three.

The CA has reported date of 10/07 on EX and TU, but shows 4/08 on EQ. (I think this accounts for some of the major difference in my EQ score.)

Any guess as to any score jump forthcoming after this is removed?  I want to get into the 700's by this fall when I want to get a house.

Thanks for your help!

[llecs]

I vote 60 points. What would I win?

[ralbusta]

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@llecs wrote:
I vote 60 points. What would I win?

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How about the title:

llecs- The great seer of FICO futures!

My thanks, and a kudos of course!

And wow 60 points would be amazing!! I'm just hoping to break the 700's!!

Message Edited by ralbusta on 02-15-2009 07:23 PM

[davidboca]

I think you'll be around 700-715. after the last of your chargeoffs fall off, you'll gain an additional 50-70 points. 

[MidnightVoice]

My last baddie was a 6.75 year old CA, and it gained me an average of 52 points

[Anonymous]

I saw a 45 point jump when my only colection was deleted on Equifax.

[Junejer]

I am going to call it an average of 40 points across the board.

[Red1Blue]

Wow, 40-60 points. This is an incentive for me to talk to Comcast/CMI and see if I can get a paid collection I have removed. I dont know about CMI. Did any one have any luck talking to Comcast and see if they can instruct CMI to remove CA item?

[Anonymous]

I had a Transunion Fico score of 621 in early January with four collections. Between then and about a week ago two collections were removed, one from January 2007 and another from June 2008. My new Transunion Fico score after those 2 collections fell off is.............621. Lol, I was hoping to see a score jump but oh well. Atleast my report looks better now.

On the bright side, my Credit Karma Transunion score jumped from 554 to 637 with the removal of those two collections.

[Junejer]

Bishop, the reason you didn't get a score hop is because you still had collections on your report (apparently, your most recent ones remained). The transrisk score on CK is a FAKO, same as on TC...not used by any lenders.