How to bring an innactive credit card active

[Anonymous]

I have a Zales Credit Card that still shows up as open, but innactive.  My question is how do I bring it Active without them closing it?  Also, if it does become active what affect on credit score will in have....Been innactive since '05.

Thanks....

[pizzadude]

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@Anonymous wrote:

I have a Zales Credit Card that still shows up as open, but innactive.  My question is how do I bring it Active without them closing it?  Also, if it does become active what affect on credit score will in have....Been innactive since '05.

Thanks....

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Are you certain that it is still open, and do you still have the card ?   If so then I guess you would just need to go buy something, and let it show on your credit reports in order for it to be considered active.

[Anonymous]

I do not have the card, but all three CR agencies are reporting it as OPEN and used as part of credit utilization,

[pizzadude]

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@Anonymous wrote:

I do not have the card, but all three CR agencies are reporting it as OPEN and used as part of credit utilization,

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Well if that's the case then I think you just need to get a card to make a purchase.   Or perhaps you can walk into a store to buy something and they can look it up for you?

[Anonymous]

If I did that, and bring it active, you think it would bring the account active?  By bringing it active would it increase credit score?

[pizzadude]

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@Anonymous wrote:

If I did that, and bring it active, you think it would bring the account active?  By bringing it active would it increase credit score?

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Assuming that the account reports a balance / usage, then yes it should be considered active.   I wouldn't expect it to result in a large FICO score increase however.