Hi, I'm brand new to this forum and determined to remedy some credit problems that occurred following my divorce.
I signed up for all three reports and have played the "what happens if I do this" game.
If I pay $500 a month for the next six months on my BofA card, my EQ rating will go from 595 to 675 to 715. What I want to know is how do I get it to the 715, rather than having it hang at 675? Any recommendations greatly appreciated.
Also, there's a huge range on my scores.
EX score 661
TU score 641
EQ score 595
Wow! 66 points between EX and EQ. How can I pull EQ up to EX level?
Also, why is my FICO score my EQ score rather than showing the much higher EX or TU scores?
Lots of questions but your help is very much appreciated.
THANKS!!