How to instantly up your score by 44 points. See my screenshot

[Anonymous]

[Anonymous]

Fake news.


Something fell off your report

[oldman425]

Flipping Experian.... 

[Anonymous]

The only baddy I have will take at least 3 more years to fall off. Nothing else changed. This really makes me angry.

[Anonymous]

So... all this time we all thought LOWER utilization gave you a HIGHER score..... when in reality, HIGHER utilization gives you a HIGHER score.

So.

90% total utilization here I come, in hopes of that glorious 850!!!

Lol.

[Anonymous]

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@Anonymous wrote:
Fake news.


Something fell off your report

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Falsehoods!!

[DollyLama]

I think something is going on with EX. Before I started the payoffs, and working towards one card at <9%, I got an alert from both EX and EQ yesterday over a barely over minimum payment in Feb on my Amazon, that is over 50% utilization on that card, still is! My EX shot up 13 pts, and EQ 3pts. This compared to my first full payoff on 1 of 2 CCs that hit back on 3/1 of  14 pts. The second CC has yet to report.  I was beginning to wonder if EX wants me to keep open and just pay. I already threw another $100 at AMAZON, and will see what alert points I get from that next month's statement cut report to the bureaus. 

[Anonymous]

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@Anonymous wrote:

The only baddy I have will take at least 3 more years to fall off. Nothing else changed. This really makes me angry.

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One of two things here.  One, there's a problem with Experian.  What happened to your TU and EQ scores?  Unless they moved a similar amount, it's clearly an EX issue.

If all 3B scores moved around the same amount, it means something significant changed with your credit report such as a negative item coming off.

An increase in utilization wouldn't result in a 44 point gain. 

[Creditplz]

My utilization overall is 1% but I went up to 2% a few months ago and it went up 21 points, who knows what the real trick is😂

[TXinandout]

Something is definetaly going on. Yesterday Lowes reported a puchased I did this past Saturday (bastards!) and maxed the card 90%,  and my credit score went up about 10-12 point on EXP, TU, EQ, and yes I was carrying a $36 balance on another card with $4000 limit