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Huge TU Fico jump!

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jhfghg
Established Member

Huge TU Fico jump!

I was at 625 in Jan,622 in Feb. I just now pulled my TU Fico and its 740..Mistake? All pulled from here.

 

Just pulled EQF just for the heck of it and it is at 631.Why the huge difference in scores here of all places?

Message 1 of 6
5 REPLIES 5
llecs
Moderator Emeritus

Re: Huge TU Fico jump!

What's different between the two reports?

 

What baddies dropped?

 

Any changes to your accounts?

 

Congrats!

Message 2 of 6
jhfghg
Established Member

Re: Huge TU Fico jump!

The only difference I can see,on the EQ report 1 collection(Accelerated Revenue) showing paid with 0 balance, 1  collection(Meade & Asc,I dislike these people) showing unpaid but 0 balance.(we paid both the same day in February)

 

Neither of these is on the TU report,but still a 128 point jump? They wont realize a mistake and take it away will they?

 

And can I expect that sort of jump if/when EQ updates?

Message 3 of 6
Booner72
Senior Contributor

Re: Huge TU Fico jump!

Scores are a result of the snapshot of what is on your credit reports when the score is pulled.  If something changed at the next pull, the score could be up or down.

 

I'm sure they didn't make a mistake.

 

Congrats!  Enjoy it.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 4 of 6
jhfghg
Established Member

Re: Huge TU Fico jump!

Ironically just got a lender infile credit report in todays mail.

 

Scores as of 3/8/2012  EFX 631,TRU 716,XPN 643. pulled by CBCInnovis.

 

So when I pulled this morning TU had increased another 24 points.Will these eventually even out to be a similar range or are there always a pretty big difference?

Message 5 of 6
Booner72
Senior Contributor

Re: Huge TU Fico jump!

They will even out when the info on the 3 reports evens out.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 6 of 6
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